About once a month I get a telephone call from a person that is usually in a frantic, nervous, and agitated state. Before I even ask them whats going on I know the answer. Typically they tried to build something and got “red tagged” by the building department for building without a permit. They thought they could save a few dollars by doing it themselves, or had a relative or friend who would do the building on the weekends for pennies on the dollar. We all try to save money on our homes but this is the wrong avenue to.